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The Complete Idiot's Guide to Person-to-Person Lending |  | Authors: Curtis E. Arnold, Beverly Blair Harzog
Publisher: Alpha
Category: Book
List Price: $19.95
Buy New: $9.95
as of 7/29/2010 14:32 CDT details
You Save: $10.00 (50%)
New (24) Used (14) from $3.84
Seller: necktor
Rating:  5 reviews
Sales Rank: 206487
Media: Paperback
Edition: 1
Pages: 336
Number Of Items: 1
Shipping Weight (lbs): 1.1
Dimensions (in): 9 x 7.3 x 0.9
ISBN: 1592578829
Dewey Decimal Number: 332
EAN: 9781592578825
ASIN: 1592578829
Publication Date: April 7, 2009
Availability: Usually ships in 1-2 business days
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| Features:
| • | ISBN13: 9781592578825 | | • | Condition: New | | • | Notes: BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed |
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Product Description
Forget credit card companies- make it personal!
The Complete Idiot's Guide(r) to Person-to-Person Lending fills readers in on what they need to know, such as how person-to-person lending works, who lends and who borrows, and the advantages and disadvantages of Virgin- Money, Prosper, Zopa, and Facebook's Lending Club.M
*Loans on Prosper and LendingClub rose to $100 million in 2007; by 2010, the online banking report forecasts $1 billion in person to- person loan originations
*Javelin Strategy & Research (Dec. 2007) predicts that the demand for person-to-person lending services may grow from $38 billion to $159 billion over the next five years.
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| Customer Reviews:
Great intro. to a fasinating type of lending April 13, 2009
Book Worm
1 out of 1 found this review helpful
Social lending is an amazing alternative to big bankers! Why not avoid the high fees and rates of banks and save by borrowing money from family and friends? Plus, if you want to loan money, you can typically earn a much greater rate of return than you can with CDs. It's a win-win!
Good advice for a changing economy July 13, 2009
Ann Logue (Chicago, IL USA)
1 out of 1 found this review helpful
People are fed up with banks, for good reason: too many banks have behaved irresponsibly, looking to milk as much money out of customers in as short a period as possible rather than build a long-term relationship. And, in this economy, many people are finding themselves in need of a loan from family and friends. This book sets out all the different ways that people can lend money to each other to make money (anonymous peer to peer lending sites), help those in need help themselves (microfinance), and borrow money from relatives without destroying family relationships. This is a great guide.
Smart, knowledgeable and well-written April 15, 2009
Gina Roberts-Grey (New York)
The author provided a clear and concise review of the topic. She delivers the info in easy-to-understand language and obviously did her homework. It's so much clearer and informative than other personal finance books on the shelves.
Higher Returns! March 7, 2010
D. Ogino
Being someone that has a career in consumer lending, it is very stimulating to know that someone is finally thinkng outside the box. This book does a great job in teaching you the basics of lending and explaining how you can retrieve the same returns that larger banks do. It is very easy to understand if you are someone that has zero background in banking and consumer lending.
However some of the information in the book is outdated due to the nature of this niche product quickly growing and evolving. I do not blame the authors because they cannot predict the future and control the changes.
5 Stars for Curtis Arnold and Beverly Harzog! April 13, 2009
C. Arnold (Fort Smith, AR)
1 out of 2 found this review helpful
This book is a must read for those who want to stay current on the emerging trends in finance today. Social Lending has been declared as one of the most socially innovative ideas in 2009 by Harvard Business Review.
I recommend this book to every consumer affected by this economic climate. Curtis and Beverly provide a wealth of wisdom in this Complete Idiot's Guide.
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